About Us
Onslow Bay Financial LLC is an experienced, long-term investor with access to permanent capital.
Why Onslow Bay
Onslow Bay is an experienced and talented long-term asset management platform with access to permanent capital. The Company’s ongoing commitment to the organic creation of residential credit assets differentiates it from others in the space.
Onslow Bay purchases closed, funded, performing residential loans made to mortgagors with stable incomes and employment histories. Onslow Bay is not an originator and does not directly service residential whole loans or seek to sell other products/servicers to borrowers. Onslow Bay values its correspondent partnerships and does not source loans through wholesale.
Onslow Bay’s expanded credit programs provide financing to many underserved borrowers across the country. In addition to being a HUD approved Investing Mortgagee, Onslow Bay currently holds the requisite state mortgage finance licenses, registrations, or exemptions (collectively, the “mortgage finance approvals”) to purchase and own servicing across residential whole loans in all 50 states and the District of Columbia.
Experienced Leadership
Unparalleled Access to Permanent Capital
Onslow Bay has demonstrated a track record of outperformance acquiring residential whole loans. Since 2018, Onslow Bay’s market leadership has resulted in issuance of $27.2 billion of performing, non-Agency securitizations.
Our parent company, Annaly Capital Management, Inc., is a leading diversified capital manager that invests in and finances residential and commercial assets. With $14 billion in permanent capital, Annaly provides differentiated access to capital and a long-term commitment to the organic creation of residential credit assets.